OUR MISSION
FinBox: Powering the Future of Digital Credit with Embedded Finance and AI-First Decisioning
FinBox is an AI-native digital lending platform redefining how credit is built and delivered in the modern economy. At its core, FinBox provides a modular, API-first operating system for digital lending that lets banks, NBFCs, fintechs, and platform businesses launch, embed, and scale lending products with unparalleled speed and precision.
With a full-stack infrastructure spanning onboarding, underwriting, risk intelligence, and embedded finance rails, FinBox empowers partners to embed credit deeply into user journeys rather than redirecting customers to legacy systems — shortening time-to-market from months to weeks. Its suite includes advanced loan origination tools, AI-driven decisioning engines like Sentinel AI for real-time credit decisions, and risk intelligence capabilities that improve approval accuracy while managing portfolio health.
FinBox’s impact is tangible: hundreds of enterprises integrate its stack to automate origination, streamline compliance, and unlock new revenue streams by offering in-context credit across consumer and MSME segments. Backed by a strong lender network and reinforced with machine learning and alternative data signals, FinBox continues to push the boundaries of what embedded finance and digital lending can deliver — smarter, fairer, and faster.
The Team
We are a passionate team of engineers, credit risk professionals, data scientists, and designers, on a mission to bring financial services to the next billion Indians. FinBox team members wear many hats and grow within and across domains. Our programmers know the business and business reps can write code.
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Our leadership

Rajat Deshpande
CEO, Co-Founder

Anant Deshpande
COO, Co-Founder

Srijan Nagar
Co-Founder

Nikhil Bhawsinka
Co-Founder
Our Investors





Our Incubators


Our Offices
Bangalore, India
Gurgaon, India
Wework, 5th Floor, DLF Two Horizon Centre, B119, DLF Phase 5, Sector 43, Gurugram – 122002, Haryana
Mumbai, India
WeWork c/o Anant Deshpande C-20, G Block,Bandra-Kurla Complex Mumbai, Maharashtra 400051, India
Company Information
GSTIN/UIN
06AAJCM8593L1ZO
Legal name of the Business
Moshpit Technologies Pvt. Ltd.
CIN
U72200HR2015PTC055079
Email of the company
nikhil@finbox.in
Registered office address
Wework, 5th Floor, DLF Two Horizon Centre, B119, DLF Phase 5, Sector 43, Gurugram – 122002, Haryana, India
Annual return disclosure
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