Press release

FinBox raises $40M Series B to power faster, fairer, and more inclusive credit

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OUR MISSION

FinBox: Powering the Future of Digital Credit with Embedded Finance and AI-First Decisioning

FinBox is an AI-native digital lending platform redefining how credit is built and delivered in the modern economy. At its core, FinBox provides a modular, API-first operating system for digital lending that lets banks, NBFCs, fintechs, and platform businesses launch, embed, and scale lending products with unparalleled speed and precision.


With a full-stack infrastructure spanning onboarding, underwriting, risk intelligence, and embedded finance rails, FinBox empowers partners to embed credit deeply into user journeys rather than redirecting customers to legacy systems — shortening time-to-market from months to weeks. Its suite includes advanced loan origination tools, AI-driven decisioning engines like Sentinel AI for real-time credit decisions, and risk intelligence capabilities that improve approval accuracy while managing portfolio health.


FinBox’s impact is tangible: hundreds of enterprises integrate its stack to automate origination, streamline compliance, and unlock new revenue streams by offering in-context credit across consumer and MSME segments. Backed by a strong lender network and reinforced with machine learning and alternative data signals, FinBox continues to push the boundaries of what embedded finance and digital lending can deliver — smarter, fairer, and faster.

The Team

We are a passionate team of engineers, credit risk professionals, data scientists, and designers, on a mission to bring financial services to the next billion Indians. FinBox team members wear many hats and grow within and across domains. Our programmers know the business and business reps can write code.

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Our leadership

Rajat Deshpande

CEO, Co-Founder

Anant Deshpande

COO, Co-Founder

Srijan Nagar

Co-Founder

Nikhil Bhawsinka

Co-Founder

Our Investors

Our Incubators

Our Offices

Bangalore, India

Headquarters

Vashnavi Sovereign, 3rd floor, Green Glen Layout Bellandur, Bengaluru, 560103, Bengaluru,

Headquarters, Vashnavi Sovereign, 3rd floor, Green Glen Layout Bellandur, Bengaluru, 560103, Bengaluru,

Gurgaon, India

Wework, 5th Floor, DLF Two Horizon Centre, B119, DLF Phase 5, Sector 43, Gurugram – 122002, Haryana

Mumbai, India

WeWork c/o Anant Deshpande C-20, G Block,Bandra-Kurla Complex Mumbai, Maharashtra 400051, India

Company Information

GSTIN/UIN

06AAJCM8593L1ZO

Legal name of the Business

Moshpit Technologies Pvt. Ltd.

CIN

U72200HR2015PTC055079

Email of the company

nikhil@finbox.in

Registered office address

Wework, 5th Floor, DLF Two Horizon Centre, B119, DLF Phase 5, Sector 43, Gurugram –  122002, Haryana, India

Contact Us

Annual return disclosure

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FinBox raises $40M Series B

FinBox raises $40M Series B