DeviceConnect
The gold standard
of digital underwriting
The gold standard of digital underwriting
Enhance approvals, lower portfolio risk with FinBox DeviceConnect, analysing vast data to create the FinBox Inclusion Score (FIS).
DeviceConnect API
Risk Engine
CRM/LOS
Loan Platform
Device Connect API
Risk Engine
CRM / LOS
Loan Platform
Trusted by
Trusted by
increase in application completion rates
first-time success rate with real-time third-party data validation
higher straight-through processing for KYC than industry average
Credit decisions powered by real-time data
Get a 360-degree view of borrower’s financials and behavioural predictors. DeviceConnect evaluates creditworthiness using only device data, consolidating insights into high-performing models trained on millions of borrower data points.
Use cases
Whether it’s unsecured credit or secured, personal loans or revolving lines - our products are API based and modular that fit inside all lending programs with ease.
Fraud monitoring
Detect real-time suspicious behaviour and anomalies to uncover patterns of organized fraud.
Mule accounts
Domain validity
Employment fraud
User traffic
Disposable email
Transaction velocity
Synthetic identity
User traffic
User traffic
Device concentration
Document fraud
Funds misappropriation
User traffic
User traffic
Real-time underwriting
Leverage a powerful risk score combined with hundreds of profiling features to accurately assess user risk and confidently increase ticket sizes for high-quality borrowers
FinBox inclusion score
786
Better than 74% of the customers
3
Bank Accounts
₹17,000
Affordability
E wallets
2
NTC inclusive
Profiling is based on comprehensive data sources—including banking, UPI/wallets, telecom, utilities, and credit history—making it highly effective for evaluating new-to-credit (NTC) users.
BankConnect
Behavioural Predictors
DeviceConnect
Affordability Analysis
Spend Analysis
BureauConnect
Underwriting
Cross-sell
Analyse product usage, consumption behavior, and user signals to predict the propensity to purchase various financial products
High-security data ops. In rest and in motion.
All data that passes through our risk management engine is anonymised and encrypted across workflows. DeviceConnect is aligned with DEPA (Data Empowerment and Protection Architecture) and undergoes multiple stress tests and independent audits annually. So you never have to worry about regulatory compliance or end-user privacy.
Explore the realm of unlimited possibilites
Explore the realm of unlimited possibilites
Supercharge lending
Streamline onboarding, accelerate lending, and enable data-driven decisioning
Streamline onboarding, accelerate lending, and enable data-driven decisioning
Supercharge lending
Streamline onboarding, accelerate lending, and enable data-driven decisioning
Supercharge lending
Risk Management
Identity Verification
Risk Management
Identity Verification
Risk Management
Identity Verification
Use cases
Whether it’s unsecured credit or secured, personal loans or revolving lines - our products are API based and modular that fit inside all lending programs with ease.
Fraud monitoring
Detect real-time suspicious behavior and anomalies to uncover patterns of organized fraud.
Mule accounts
Mule accounts
Domain validity
Employment fraud
Employment fraud
User traffic
Disposable email
Disposable email
Transaction velocity
Transaction velocity
Synthetic identity
User traffic
User traffic
Device concentration
Device concentration
Document fraud
Document fraud
Funds misappropriation
User traffic
User traffic
Real-time underwriting
Leverage a powerful risk score combined with hundreds of profiling features to accurately assess user risk and confidently increase ticket sizes for high-quality borrowers
FinBox inclusion score
786
Better than 74% of the customers
3
Bank Accounts
3
Bank Accounts
₹36,200
Affordability
₹36,200
Affordability
2
E wallets
2
E wallets
72
Credit worthy score
72
Credit worthy score
NTC inclusive
Profiling is based on comprehensive data sources—including banking, UPI/wallets, telecom, utilities, and credit history—making it highly effective for evaluating new-to-credit (NTC) users.
BankConnect
BankConnect
Behavioural predictors
Behavioural predictors
DeviceConnect
DeviceConnect
Affordability Analysis
Affordability Analysis
Spend Analysis
Spend Analysis
BureauConnect
BureauConnect
Underwriting
Underwriting
Cross-sell
Analyze product usage, consumption behavior, and user signals to predict the propensity to purchase various financial products
Credit decisions powered by real-time data
Get a 360-degree view of borrower’s financials and behavioural predictors. DeviceConnect evaluates creditworthiness using only device data, consolidating insights into high-performing models trained on millions of borrower data points.
Device Connect SDK
Income
Fraud Flags
FIS Credit score
Apps
APPLE PARK, CALIFORNIA 95014
Location
Credit decisions powered by real-time data
Get a 360-degree view of borrower’s financials and behavioural predictors. DeviceConnect evaluates creditworthiness using only device data, consolidating insights into high-performing models trained on millions of borrower data points.
Device Connect SDK
Income
Fraud Flags
FIS Credit score
Apps
APPLE PARK, CALIFORNIA 95014
Location
High-security data ops. In rest and in motion.
All data that passes through our risk management engine is anonymised and encrypted across workflows. DeviceConnect is aligned with DEPA (Data Empowerment and Protection Architecture) and undergoes multiple stress tests and independent audits annually. So you never have to worry about regulatory compliance or end-user privacy.
High-security data ops. In rest and in motion.
All data that passes through our risk management engine is anonymised and encrypted across workflows. DeviceConnect is aligned with DEPA (Data Empowerment and Protection Architecture) and undergoes multiple stress tests and independent audits annually. So you never have to worry about regulatory compliance or end-user privacy.