
Sentinel
Power Smart
Credit Decisioning
Automate, optimise, and govern the business logic powering your digital lending system in any environment.

Sentinel
Power Smart
Credit decisioning
Automate, optimise, and govern the business logic powering your digital lending system in any environment.

Sentinel
Power Smart
Credit decisioning
Automate, optimise, and govern the business logic powering your digital lending system in any environment.
Trusted by
Trusted by
Reduction in TAT for policy changes
For every ₹ spent on Sentinel, you save 8x in fraud losses, alone!
Total loan portfolio
Automate lending journeys at speed
Credit Underwriting
Identity Decisioning
Partnership-based lending
Fraud Detection
Case Management

Turn complex policies into neat workflows
Whether you’re creating basic workflows or sophisticated models involving dynamic pricing and adaptive journeys, build them easily without writing a single line of code.
95%
reduction in TAT for policy changes
176%
Desc for metric 1
67%
reduction in engineering effort
Automate lending journeys at speed
Credit Underwriting
Identity Decisioning
Partnership-based lending
Fraud Detection
Case Management

Turn complex policies into neat workflows
Whether you’re creating basic workflows or sophisticated models involving dynamic pricing and adaptive journeys, build them easily without writing a single line of code.
95%
reduction in TAT for policy changes
176%
Desc for metric 1
67%
reduction in engineering effort
Introducing Sentinel
Empowering risk teams with full control over digital lending
We believe that those who understand the business best should have full control over decision-making. This is why we created Sentinel — an AI-powered credit decisioning platform. It equips risk teams with easy policy deployment, shadow testing, deep analytics, and granular visibility into digital lending operations across partner channels.
Bureau
Banking
GST
More sources
Customer demography





Data sources
Diverse data sources

Policy builder

KYC service

Monitoring & reports

Third-party integerations

Underwriting
Fraud detection
Audit reports
Internal automations
Early warning signals





Use cases
Build digital Lending workflows that scale
Credit Underwriting
Identity Decisioning
Partnership-based lending
Fraud Detection
Case Management
Turn complex policies into neat workflows
Whether you’re creating basic workflows or sophisticated models involving dynamic pricing and adaptive journeys, build them easily without writing a single line of code.
95%
reduction in TAT for policy changes
176%
increase in lending policies
67%
reduction in engineering effort

Build digital Lending workflows that scale
Credit Underwriting
Identity Decisioning
Partnership-based lending
Fraud Detection
Case Management
Turn complex policies into neat workflows
Whether you’re creating basic workflows or sophisticated models involving dynamic pricing and adaptive journeys, build them easily without writing a single line of code.
95%
reduction in TAT for policy changes
176%
increase in lending policies
67%
reduction in engineering effort

Solutions
Superior credit decisions at speed
Superior credit decisions at speed
Connect
Connect
A diverse array of data sources ranging from bureau and bank, to GST and alternative data. Integrate proprietary data and scorecards via APIs. Easily validate borrowers against negative checklists.






Create
Create
Policies for credit decisioning using Excel-intuitive language and stitch them together to make lending workflows. Test and validate rules as and when you create them. Backtest to see impact of workflow.
Analyse
Analyse
Workflow performance through a range of analytics reports. Deploy policies in Champion/Challenger mode to compare versions and in Canary Mode to test them in a live environment.



Features
Unlocking the power of Sentinel
Unlocking the power of Sentinel
Harness the power of our technology breakthroughs across AI, orchestration, decisioning and compliance to build the neural nexus for your credit ecosystems.
Harness the power of our technology breakthroughs across AI, orchestration, decisioning and compliance to build the neural nexus for your credit ecosystems.
AI Copilot
Enhance decision-making with AI-driven insights. Get intelligent recommendations, automate workflows, and optimise lending strategies with minimal manual intervention.
Show me a list of contacts that haven’t signed in the last 10 days
Show me a list of contacts that haven’t signed in the last 10 days
How many active users do we have per salesforce account?
How much revenue did we have last fiscal?
How much revenue did we have last fiscal?
Fraud Detection
Identify and prevent fraud with analytics and rule-based detection.

Mule accounts

Mule accounts
Domain validity
Employment fraud
User traffic
Disposable email
Transaction velocity
Synthetic identity
User traffic
User traffic
Device concentration
Document fraud
Funds misappropriation
User traffic
User traffic
Shadow Testing
Test policies in a live environment without impacting business.
Traffic vs Outcome Rate
100
80
60
40
20
0
360° Monitoring
Track workflows in real time to detect anomalies and compliance.
Traffic vs Outcome Rate
100%
25%
Oct 12, 2023
Oct 12, 2023
Interest
Amount
$5,200
$5,200
Reason for rejection
Policy name
Approved
User traffic
Sum amount
What-if Analysis
Emulate different scenarios by tweaking policy parameters.
23 Mar, 2024 - 23 Apr, 2024
Clicks per page
15 Apr, 24
15 Apr, 24
670
1,503
Shadow Testing
Test policies in a live environment without impacting business
Traffic vs Outcome Rate
100
80
60
40
20
0
Shadow Testing
Test policies in a live environment without impacting business
Traffic vs Outcome Rate
100
80
60
40
20
0
What-If Analysis
imulate different scenarios by tweaking policy parameters.
23 Mar, 2024 - 23 Apr, 2024
Clicks per page
15 Apr, 24
15 Apr, 24
670
1,503
360° Monitoring
Track workflows in real time to detect anomalies and compliance.
Traffic vs Outcome Rate
100%
25%
Oct 12, 2023
Oct 12, 2023
Shadow Testing
Test policies in a live environment without impacting business
Traffic vs Outcome Rate
100
80
60
40
20
0
Fraud Detection
Identify and prevent fraud with analytics and rule-based detection. prevent fraud with analytics and rule-based detection

Mule accounts
Domain validity
Employment fraud
User traffic
Disposable email
Transaction velocity
Synthetic identity
User traffic
User traffic
Device concentration
Document fraud
Funds misappropriation
User traffic
User traffic
Case study
Empowering businesses with Sentinel
These real-world case studies showcase the transformative impact of our platform in various industries, driving growth and customer satisfaction.


90%
Reduction in turnaround time for policy changes
67%
Savings on engineering resources
1.5 months
Saved in getting LAP offering to market, well ahead of schedule
Case study
Empowering businesses with Sentinel
These real-world case studies showcase the transformative impact of our platform in various industries, driving growth and customer satisfaction.


90%
Reduction in turnaround time for policy changes
67%
Savings on engineering resources
1.5 months
Saved in getting LAP offering to market, well ahead of schedule
Case study
Empowering businesses with Sentinel
These real-world case studies showcase the transformative impact of our platform in various industries, driving growth and customer satisfaction.



90%
Reduction in turnaround time for policy changes
67%
Savings on engineering resources
1.5 months
were saved in getting LAP offering to market, well ahead of schedule.
What people say about us
At IIFL, FinBox’s BankConnect cut costs by 30% and boosted MSME loan approvals by 17%, with smarter fraud detection and 41% conversions.
At IIFL, FinBox’s BankConnect cut costs by 30% and boosted MSME loan approvals by 17%, with smarter fraud detection and 41% conversions.
Rahul Sanklecha
Head of Projects
IIFL Finance
As a founder, I love how Sentinel gives real-time visibility, lets me spot drop-offs, and debug issues without engineering. It’s fast, intuitive, and empowering
As a founder, I love how Sentinel gives real-time visibility, lets me spot drop-offs, and debug issues without engineering. It’s fast, intuitive, and empowering
Karan Mehta
CTO and Co-Founder
Ring (formerly Kissht)
With our complex lending ops, moving to centralized rules was a must. Choosing Sentinel was easy—it’s more than a rules engine; it’s a full lending system.
With our complex lending ops, moving to centralized rules was a must. Choosing Sentinel was easy—it’s more than a rules engine; it’s a full lending system.
Mehekka Oberoi
Director
IIFL Open Neobank
Sentinel supports our MSME credit vision by enabling fast policy changes, improving efficiency, and expanding credit access.
Sentinel supports our MSME credit vision by enabling fast policy changes, improving efficiency, and expanding credit access.
Saurabh Jha
Policy Head
Muthoot FinCorp ONE
At IIFL, FinBox’s BankConnect cut costs by 30% and boosted MSME loan approvals by 17%, with smarter fraud detection and 41% conversions.
Rahul Sanklecha
Head of Projects
IIFL Finance
As a founder, I love how Sentinel gives real-time visibility, lets me spot drop-offs, and debug issues without engineering. It’s fast, intuitive, and empowering
Karan Mehta
CTO and Co-Founder
Ring (formerly Kissht)
With our complex lending ops, moving to centralized rules was a must. Choosing Sentinel was easy—it’s more than a rules engine; it’s a full lending system.
Mehekka Oberoi
Director
IIFL Open Neobank
Sentinel supports our MSME credit vision by enabling fast policy changes, improving efficiency, and expanding credit access.
Saurabh Jha
Policy Head
Muthoot FinCorp ONE
At IIFL, FinBox’s BankConnect cut costs by 30% and boosted MSME loan approvals by 17%, with smarter fraud detection and 41% conversions.
Rahul Sanklecha
Head of Projects
IIFL Finance
As a founder, I love how Sentinel gives real-time visibility, lets me spot drop-offs, and debug issues without engineering. It’s fast, intuitive, and empowering
Karan Mehta
CTO and Co-Founder
Ring (formerly Kissht)
With our complex lending ops, moving to centralized rules was a must. Choosing Sentinel was easy—it’s more than a rules engine; it’s a full lending system.
Mehekka Oberoi
Director
IIFL Open Neobank
Sentinel supports our MSME credit vision by enabling fast policy changes, improving efficiency, and expanding credit access.
Saurabh Jha
Policy Head
Muthoot FinCorp ONE
Explore the realm of unlimited possibilites
Explore the realm of unlimited possibilites
Supercharge lending
Streamline onboarding, accelerate lending, and enable data-driven decisioning


Streamline onboarding, accelerate lending, and enable data-driven decisioning
Supercharge lending

Streamline onboarding, accelerate lending, and enable data-driven decisioning
Supercharge lending

Risk Management
Identity Verification
Risk Management
Identity Verification
Risk Management
Identity Verification
What is Sentinel
Empowering risk teams with full control over digital lending
We believe that those who understand the business best should have full control over decision-making. This is why we created Sentinel — a no-code credit decisioning platform.
Data Sources
Bureau
Banking
Customer Demography
GST
More sources










Use cases
Underwriting
Fraud detection
Early warning signals
Audit reports
Internal automations
















Diverse data sources
KYC service
Monitoring & reports
Policy builder
Third-party integrations





What is Sentinel
Empowering risk teams with full control over digital lending
We believe that those who understand the business best should have full control over decision-making. This is why we created Sentinel — a no-code credit decisioning platform.
GST
More sources
Bureau
Banking
Customer Demography
Data Sources
Audit reports
Internal automations
Underwriting
Fraud detection
Early warning signals
Use cases
Diverse data source
Policy builder
KYC service
Third party integerations
Montoring & Reports

What is Sentinel
Empowering risk teams with full control over digital lending
We believe that those who understand the business best should have full control over decision-making. This is why we created Sentinel — a no-code credit decisioning platform.
GST
More sources
Bureau
Banking
Customer Demography
Data Sources
Audit reports
Internal automations
Underwriting
Fraud detection
Early warning signals
Use cases
Diverse data source
Policy builder
KYC service
Third party integerations
Montoring & Reports