Sentinel

Power Smart

Credit Decisioning

Automate, optimise, and govern the business logic powering your digital lending system in any environment.

Sentinel

Power Smart

Credit decisioning

Automate, optimise, and govern the business logic powering your digital lending system in any environment.

Sentinel

Power Smart

Credit decisioning

Automate, optimise, and govern the business logic powering your digital lending system in any environment.

Trusted by

Trusted by

Solutions

Products

Resources

0%
0%

Reduction in TAT for policy changes 

0X
0X

For every ₹ spent on Sentinel, you save 8x in fraud losses, alone!

0 Billion
0 Billion

Total loan portfolio

Automate lending journeys at speed

Credit Underwriting

Identity Decisioning

Partnership-based lending

Fraud Detection

Case Management

Turn complex policies into neat workflows

Whether you’re creating basic workflows or sophisticated models involving dynamic pricing and adaptive journeys, build them easily without writing a single line of code.

95%

reduction in TAT for policy changes

176%

Desc for metric 1

67%

reduction in engineering effort

Automate lending journeys at speed

Credit Underwriting

Identity Decisioning

Partnership-based lending

Fraud Detection

Case Management

Turn complex policies into neat workflows

Whether you’re creating basic workflows or sophisticated models involving dynamic pricing and adaptive journeys, build them easily without writing a single line of code.

95%

reduction in TAT for policy changes

176%

Desc for metric 1

67%

reduction in engineering effort

Introducing Sentinel

Empowering risk teams with full control over digital lending 

We believe that those who understand the business best should have full control over decision-making. This is why we created Sentinel an AI-powered credit decisioning platform. It equips risk teams with easy policy deployment, shadow testing, deep analytics, and granular visibility into digital lending operations across partner channels.

Bureau

Banking

GST

More sources

Customer demography

Data sources

Diverse data sources

Policy builder

KYC service

Monitoring & reports

Third-party integerations

Underwriting

Fraud detection

Audit reports

Internal automations

Early warning signals

Use cases

Build digital Lending workflows that scale

Credit Underwriting

Identity Decisioning

Partnership-based lending

Fraud Detection

Case Management

Turn complex policies into neat workflows

Whether you’re creating basic workflows or sophisticated models involving dynamic pricing and adaptive journeys, build them easily without writing a single line of code.

95%

reduction in TAT for policy changes

176%

increase in lending policies

67%

reduction in engineering effort

Build digital Lending workflows that scale

Credit Underwriting

Identity Decisioning

Partnership-based lending

Fraud Detection

Case Management

Turn complex policies into neat workflows

Whether you’re creating basic workflows or sophisticated models involving dynamic pricing and adaptive journeys, build them easily without writing a single line of code.

95%

reduction in TAT for policy changes

176%

increase in lending policies

67%

reduction in engineering effort

Solutions

Superior credit decisions at speed

Superior credit decisions at speed

Connect

Connect

A diverse array of data sources ranging from bureau and bank, to GST and alternative data. Integrate proprietary data and scorecards via APIs. Easily validate borrowers against negative checklists.

Create

Create

Policies for credit decisioning using Excel-intuitive language and stitch them together to make lending workflows. Test and validate rules as and when you create them. Backtest to see impact of workflow.

Analyse

Analyse

Workflow performance through a range of analytics reports. Deploy policies in Champion/Challenger mode to compare versions and in Canary Mode to test them in a live environment.

Features

Unlocking the power of Sentinel

Unlocking the power of Sentinel

Harness the power of our technology breakthroughs across AI, orchestration, decisioning and compliance to build the neural nexus for your credit ecosystems.

Harness the power of our technology breakthroughs across AI, orchestration, decisioning and compliance to build the neural nexus for your credit ecosystems.

AI Copilot

Enhance decision-making with AI-driven insights. Get intelligent recommendations, automate workflows, and optimise lending strategies with minimal manual intervention.

Show me a list of contacts that haven’t signed in the last 10 days

Show me a list of contacts that haven’t signed in the last 10 days

How many active users do we have per salesforce account?

How much revenue did we have last fiscal?

How much revenue did we have last fiscal?

Fraud Detection

Identify and prevent fraud with analytics and rule-based detection.

Mule accounts

Mule accounts

Domain validity

Employment fraud

User traffic

Disposable email

Transaction velocity

Synthetic identity

User traffic

User traffic

Device concentration

Document fraud

Funds misappropriation

User traffic

User traffic

Shadow Testing

Test policies in a live environment without impacting business.

Traffic vs Outcome Rate

100

80

60

40

20

0

360° Monitoring

Track workflows in real time to detect anomalies and compliance.

Traffic vs Outcome Rate

100%

25%

Oct 12, 2023

Oct 12, 2023

Interest

Amount

$5,200

$5,200

Reason for rejection

Policy name

Approved

User traffic

Sum amount

What-if Analysis

Emulate different scenarios by tweaking policy parameters.

23 Mar, 2024 - 23 Apr, 2024

Clicks per page

15 Apr, 24

15 Apr, 24

670

1,503

Shadow Testing

Test policies in a live environment without impacting business

Traffic vs Outcome Rate

100

80

60

40

20

0

Shadow Testing

Test policies in a live environment without impacting business

Traffic vs Outcome Rate

100

80

60

40

20

0

What-If Analysis

imulate different scenarios by tweaking policy parameters.

23 Mar, 2024 - 23 Apr, 2024

Clicks per page

15 Apr, 24

15 Apr, 24

670

1,503

360° Monitoring

Track workflows in real time to detect anomalies and compliance.

Traffic vs Outcome Rate

100%

25%

Oct 12, 2023

Oct 12, 2023

Shadow Testing

Test policies in a live environment without impacting business

Traffic vs Outcome Rate

100

80

60

40

20

0

Fraud Detection

Identify and prevent fraud with analytics and rule-based detection. prevent fraud with analytics and rule-based detection

Mule accounts

Domain validity

Employment fraud

User traffic

Disposable email

Transaction velocity

Synthetic identity

User traffic

User traffic

Device concentration

Document fraud

Funds misappropriation

User traffic

User traffic

Case study

Empowering businesses with Sentinel

These real-world case studies showcase the transformative impact of our platform in various industries, driving growth and customer satisfaction.

Ring incurred high costs and delays due to manual financial document verification.

90%

Reduction in turnaround time for policy changes

67%

Savings on engineering resources

1.5 months

Saved in getting LAP offering to market, well ahead of schedule

Case study

Empowering businesses with Sentinel

These real-world case studies showcase the transformative impact of our platform in various industries, driving growth and customer satisfaction.

Ring incurred high costs and delays due to manual financial document verification.

90%

Reduction in turnaround time for policy changes

67%

Savings on engineering resources

1.5 months

Saved in getting LAP offering to market, well ahead of schedule

Case study

Empowering businesses with Sentinel

These real-world case studies showcase the transformative impact of our platform in various industries, driving growth and customer satisfaction.

90%

Reduction in turnaround time for policy changes

67%

Savings on engineering resources

1.5 months

were saved in getting LAP offering to market, well ahead of schedule.

What people say about us

  • At IIFL, FinBox’s BankConnect cut costs by 30% and boosted MSME loan approvals by 17%, with smarter fraud detection and 41% conversions.
    At IIFL, FinBox’s BankConnect cut costs by 30% and boosted MSME loan approvals by 17%, with smarter fraud detection and 41% conversions.
    Young man in baseball caps wearing glasses
    Rahul Sanklecha
    Head of Projects
    IIFL Finance
  • As a founder, I love how Sentinel gives real-time visibility, lets me spot drop-offs, and debug issues without engineering. It’s fast, intuitive, and empowering
    As a founder, I love how Sentinel gives real-time visibility, lets me spot drop-offs, and debug issues without engineering. It’s fast, intuitive, and empowering
    Young Asian woman smiling
    Karan Mehta
    CTO and Co-Founder
    Ring (formerly Kissht)
  • With our complex lending ops, moving to centralized rules was a must. Choosing Sentinel was easy—it’s more than a rules engine; it’s a full lending system.
    With our complex lending ops, moving to centralized rules was a must. Choosing Sentinel was easy—it’s more than a rules engine; it’s a full lending system.
    Young man in glasses smiling at the camera
    Mehekka Oberoi
    Director
    IIFL Open Neobank
  • Sentinel supports our MSME credit vision by enabling fast policy changes, improving efficiency, and expanding credit access.
    Sentinel supports our MSME credit vision by enabling fast policy changes, improving efficiency, and expanding credit access.
    Young girl smiling at the camera
    Saurabh Jha
    Policy Head
    Muthoot FinCorp ONE
  • At IIFL, FinBox’s BankConnect cut costs by 30% and boosted MSME loan approvals by 17%, with smarter fraud detection and 41% conversions.
    Young man in baseball caps wearing glasses
    Rahul Sanklecha
    Head of Projects
    IIFL Finance
  • As a founder, I love how Sentinel gives real-time visibility, lets me spot drop-offs, and debug issues without engineering. It’s fast, intuitive, and empowering
    Young Asian woman smiling
    Karan Mehta
    CTO and Co-Founder
    Ring (formerly Kissht)
  • With our complex lending ops, moving to centralized rules was a must. Choosing Sentinel was easy—it’s more than a rules engine; it’s a full lending system.
    Young man in glasses smiling at the camera
    Mehekka Oberoi
    Director
    IIFL Open Neobank
  • Sentinel supports our MSME credit vision by enabling fast policy changes, improving efficiency, and expanding credit access.
    Young girl smiling at the camera
    Saurabh Jha
    Policy Head
    Muthoot FinCorp ONE
  • At IIFL, FinBox’s BankConnect cut costs by 30% and boosted MSME loan approvals by 17%, with smarter fraud detection and 41% conversions.
    Young man in baseball caps wearing glasses
    Rahul Sanklecha
    Head of Projects
    IIFL Finance
  • As a founder, I love how Sentinel gives real-time visibility, lets me spot drop-offs, and debug issues without engineering. It’s fast, intuitive, and empowering
    Young Asian woman smiling
    Karan Mehta
    CTO and Co-Founder
    Ring (formerly Kissht)
  • With our complex lending ops, moving to centralized rules was a must. Choosing Sentinel was easy—it’s more than a rules engine; it’s a full lending system.
    Young man in glasses smiling at the camera
    Mehekka Oberoi
    Director
    IIFL Open Neobank
  • Sentinel supports our MSME credit vision by enabling fast policy changes, improving efficiency, and expanding credit access.
    Young girl smiling at the camera
    Saurabh Jha
    Policy Head
    Muthoot FinCorp ONE

Supercharge lending

Streamline onboarding, accelerate lending, and enable data-driven decisioning

Streamline onboarding, accelerate lending, and enable data-driven decisioning

Supercharge lending

Streamline onboarding, accelerate lending, and enable data-driven decisioning

Supercharge lending

What is Sentinel

Empowering risk teams with full control over digital lending 

We believe that those who understand the business best should have full control over decision-making. This is why we created Sentinel — a no-code credit decisioning platform.

Data Sources

Bureau

Banking

Customer Demography

GST

More sources

Use cases

Underwriting

Fraud detection

Early warning signals

Audit reports

Internal automations

Diverse data sources

KYC service

Monitoring & reports

Policy builder

Third-party integrations

What is Sentinel

Empowering risk teams with full control over digital lending 

We believe that those who understand the business best should have full control over decision-making. This is why we created Sentinel — a no-code credit decisioning platform.

GST

More sources

Bureau

Banking

Customer Demography

Data Sources

Audit reports

Internal automations

Underwriting

Fraud detection

Early warning signals

Use cases

Diverse data source

Policy builder

KYC service

Third party integerations

Montoring & Reports

What is Sentinel

Empowering risk teams with full control over digital lending 

We believe that those who understand the business best should have full control over decision-making. This is why we created Sentinel — a no-code credit decisioning platform.

GST

More sources

Bureau

Banking

Customer Demography

Data Sources

Audit reports

Internal automations

Underwriting

Fraud detection

Early warning signals

Use cases

Diverse data source

Policy builder

KYC service

Third party integerations

Montoring & Reports